GAP Insurance – Bridge the gap if your car’s written off

GAP Insurance ensures that in the event of a write-off, you’re not caught short by your car insurer

Many motorists don’t consider the reality of a write-off to their vehicle. Even the finest insurers will only reimburse you for the current market value of your car. Meanwhile, the second you drive it off the forecourt a car’s value begins to depreciate.

A GAP insurance policy tops up an insurer’s payout in the event of a write-off, due to accident or theft, providing the extra funds to purchase a replacement vehicle or to settle any outstanding finance.

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GAP Insurance made easy

Three options to suit your car ownership:

Vehicle Replacement Insurance (VRI)	Return to Invoice (RTI)	Return to Value (RTV)
Brand new vehicles (under 500 miles)	New or used cars purchased within the last 3 months	Used cars purchased more than 3 months ago or from a private seller
Covers the difference between your insurer’s payout and the balance needed to buy a replacement of a similar vehicle	Covers the difference between your insurer’s payout and either the price you originally paid or the amount needed to settle your outstanding finance balance, whichever is the greater.	Covers the difference between your insurer’s payout (based on current value) and the original value (based on GAP insurance start date).

Take a look at our GAP Insurance document

All GAP insurance policies are arranged by MotorEasy Services Ltd, a company registered in the UK No. 10109424 and authorised and regulated by the Financial Conduct Authority, Register No. 747890. MotorEasy Limited is an appointed representative of MotorEasy Services Limited.